| October 28, 2025
Big news for anyone who uses PayPal—or just likes shopping online: PayPal is teaming up with ChatGPT to let you buy things without ever leaving the chat window.
Yes, you read that right. Soon, if you’re chatting with ChatGPT and it suggests a product—like running shoes, a book, or even concert tickets—you’ll be able to click “Buy with PayPal” and complete your purchase instantly. No switching tabs. No checkout forms. Just one click.
The deal, announced this week, sent PayPal’s stock up 14% in early trading. It also comes with other good news: strong earnings and PayPal’s first-ever dividend for shareholders.
How It Will Work
Starting in early 2026, the “Buy with PayPal” button will appear inside ChatGPT for its 700 million weekly users. CEO Alex Chriss called it “a whole new way to shop.”
“You’ll be able to buy securely, with all the protections PayPal offers—like buyer protection, package tracking, and help if something goes wrong,” Chriss told CNBC.
So if ChatGPT says, “These wireless earbuds have great reviews,” and you say, “Great, I’ll take them,” you’ll see a PayPal button right there. Safe. Fast. Simple.
Strong Quarter for PayPal
The timing couldn’t be better. PayPal just reported $8.42 billion in revenue for the third quarter—up 7% from last year. Earnings came in at $1.34 per share, beating what Wall Street expected. The company also raised its full-year forecast and announced a 14-cent dividend per share—its very first.
Microsoft Deepens Ties with OpenAI
This deal is part of a bigger shift in the AI world. At the same time, Microsoft confirmed it now owns a 27% stake in OpenAI, valued at a stunning $135 billion.
OpenAI recently changed its legal structure to become a public benefit corporation—a hybrid that lets it raise money like a regular company but still follow a mission to help society.
As part of the new agreement:
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Microsoft keeps exclusive rights to OpenAI’s technology until 2032—even if OpenAI creates artificial general intelligence (AGI).
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OpenAI promised to spend $250 billion on Microsoft’s cloud services (Azure).
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OpenAI is no longer locked into using only Microsoft for computing power—it can now work with other providers too.
Investors liked the clarity. Microsoft’s stock rose 4%, pushing its total value back over $4 trillion. Analysts say the deal gives both companies a stable path forward for years.
What This Means for You
For everyday users, this is more than just tech news. It’s a sign that AI is becoming part of how we shop, work, and live—seamlessly blending into our daily routines.
But remember: convenience is great, but always think before you click “Buy.” Even if ChatGPT sounds smart, it’s still a tool—not a personal shopper.
Still… the idea of buying coffee beans or birthday gifts just by chatting? That’s pretty cool.
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